Legal Stuff (Homeowners' Insurance, Bites, etc.)
#192194
11/06/11 09:54 PM
11/06/11 09:54 PM
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Joined: Feb 2010
Posts: 2,032
MA
shepnterrier
OP
Pooh-Bah
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OP
Pooh-Bah
Joined: Feb 2010
Posts: 2,032
MA
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Practical advice on different kinds of home owners' and liability insurance, breed profiling by insurance companies and how to get insurance despite of it, and getting insurance even after a dog has bitten: http://dogbitelaw.com/insurance-for-dog-owner/where-to-get-dog-owner-liability-insurance.htmlPart of an excellent resource on US dog bite laws: http://dogbitelaw.com/
Last edited by MaxaLisa; 11/11/11 09:06 PM. Reason: made title more general, please feel free to add to the thread!
Sarah
Chip vom Dog Pound, border terrior, Director of Rodent Control, CGC
Elly von Rescue, GSD, CGC, HI(C)
Captain Jack, Mama Blue, Little Orca, Bübchen, Tux, Cherub (pocket lions)
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Re: Homeowners' Insurance, Dog Owner Liability Insuran
[Re: shepnterrier]
#192197
11/06/11 10:55 PM
11/06/11 10:55 PM
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Joined: Feb 2010
Posts: 11,815
Los Lunas, NM
Kayos
Can't Figure Tech Stuff Out
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Can't Figure Tech Stuff Out
Joined: Feb 2010
Posts: 11,815
Los Lunas, NM
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Excellent resource thanks for posting that.
We just recently took out an umbrella policy as we were under insured, dogs or not. We have USAA and they would not issue an umbrella policy to our homeowners insurance. They said they did not underwrite umbrella policies for dog owners but referred us to a partner company that did, The breed was not the issue. (so they said.)
A co-worker recently re-located to McAlester from Korea. She is buying a house and has an 8 year old Doberman. She wanted to use USAA for her homeowners insurance and they turned her down due to the dog breed. This is the first I have heard of USAA doing this. They know we have GSD's but it has never been a problem and we have never been asked to have extra liability for them nor has it affected our premium. So it might be interesting when we move and re-imsure another home. Maybe we are grandfathered? I do know that if USAA is now excluding certain breeds I will be pissed. It is one of the companies that has never had a problem with dogs of any breed.
Kathy PAM, URO3, UCD, UACH Tidmores Rising Star Lydia "Mayhem" CD,BN,RE,AX,AJP,OFP,P1J,CA,DJ,HT,TKN,TC,CGCU, RATN 4/4/12 Jeli, (Pembroke Welsh corgi) CGC, RATI 5/13/19 Lucky, Wolf, Max, Kayos, Havoc - gone not forgotten. 
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Re: Homeowners' Insurance, Dog Owner Liability Insuran
[Re: Braverhund]
#217346
03/06/12 04:26 PM
03/06/12 04:26 PM
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Joined: Feb 2010
Posts: 2,579
Shilohsmom
Carpal Tunnel
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Carpal Tunnel
Joined: Feb 2010
Posts: 2,579
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Great info! Thanks for posting.
Rosa
Proud Mom to Kody and Sasha
and never to be forgotten, Shiloh, Shoshi and Eli
Every dog deserves to have a human that thinks its the greatest dog that ever lived!
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Re: Homeowners' Insurance, Dog Owner Liability Insuran
[Re: Shilohsmom]
#217401
03/06/12 10:54 PM
03/06/12 10:54 PM
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Joined: Feb 2010
Posts: 4,966
Ohio
PositiveDog
Carpal Tunnel
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Carpal Tunnel
Joined: Feb 2010
Posts: 4,966
Ohio
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Allstate has never been the least bit concerned that I have (and have had in the past) German Shepherds.
Bonnie
With approval of my friends:
SamCat, 03/2011
Bennie the 12 1/2% GSD 02/2013
Seiko, Solo, Sophie, Skye and Buddy - bridge dogs who taught me so much
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Mom
by jarn. 02/05/21 10:16 PM
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