#192194 - 11/06/11 04:54 PM
Legal Stuff (Homeowners' Insurance, Bites, etc.)
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Old Hand
Registered: 02/13/10
Posts: 940
Loc: MA
Likes: 11
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Practical advice on different kinds of home owners' and liability insurance, breed profiling by insurance companies and how to get insurance despite of it, and getting insurance even after a dog has bitten: http://dogbitelaw.com/insurance-for-dog-owner/where-to-get-dog-owner-liability-insurance.htmlPart of an excellent resource on US dog bite laws: http://dogbitelaw.com/
Edited by MaxaLisa (11/11/11 04:06 PM)
Edit Reason: made title more general, please feel free to add to the thread!
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Sarah
Chip vom Dog Pound, border terrior, and six pocket lions
RIP Feli von der Kette, Tanja vom Park Herrenlos, Robin aus dem Tierheim, Bubi von der Strasse, Iris vom Michelstaedter Rathaus, Dago von der Gamseiche, cats Charlie, Callie 'Copter, SlySly.
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#192197 - 11/06/11 05:55 PM
Re: Homeowners' Insurance, Dog Owner Liability Insuran
[Re: shepnterrier]
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Carpal Tunnel
Registered: 02/18/10
Posts: 7276
Loc: McAlester, OK
Likes: 51
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Excellent resource thanks for posting that.
We just recently took out an umbrella policy as we were under insured, dogs or not. We have USAA and they would not issue an umbrella policy to our homeowners insurance. They said they did not underwrite umbrella policies for dog owners but referred us to a partner company that did, The breed was not the issue. (so they said.)
A co-worker recently re-located to McAlester from Korea. She is buying a house and has an 8 year old Doberman. She wanted to use USAA for her homeowners insurance and they turned her down due to the dog breed. This is the first I have heard of USAA doing this. They know we have GSD's but it has never been a problem and we have never been asked to have extra liability for them nor has it affected our premium. So it might be interesting when we move and re-imsure another home. Maybe we are grandfathered? I do know that if USAA is now excluding certain breeds I will be pissed. It is one of the companies that has never had a problem with dogs of any breed.
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Kathy UCD, URO3 Aleshanee Windridge CD, TDX, RE, CGC, TC, HIC "Kayos" UCD, URO2, UAG1 Xtra!Xtra! v. TeMar CDX, GN, RE, CGC, TC, HIC, Bh "Havoc" Coming soon - Tidmore's Rising Star Lydia "Lydia" Lucky, Wolf, Max - gone but never forgotten. 
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#217346 - 03/06/12 11:26 AM
Re: Homeowners' Insurance, Dog Owner Liability Insuran
[Re: Braverhund]
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Enthusiast
Registered: 02/11/10
Posts: 329
Likes: 15
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Great info! Thanks for posting.
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Rosa
Proud Mom to Shiloh, Shoshona and Elijah
Every dog deserves to have a human that thinks its the greatest dog that ever lived!
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#217401 - 03/06/12 05:54 PM
Re: Homeowners' Insurance, Dog Owner Liability Insuran
[Re: Shilohsmom]
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Carpal Tunnel
Registered: 02/20/10
Posts: 2616
Loc: Ohio
Likes: 20
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Allstate has never been the least bit concerned that I have (and have had in the past) German Shepherds.
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Bonnie www.dogtors.comhttp://www.k9kollegeohio.com/With approval of my friends: Skye, CGC, Certified AAT Buddy, CGC, Certified AAT Sam, Siamese mix, future AAT? Doubtful. Seiko, Solo and Sophie bridge dogs who taught me so much
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